Loan Counselor I

Overview:This is an Onsite Role in our Virginia Beach Campus,3637 Sentara Way Virginia Beach, VA 23452.
All new employees are required to complete a criminal background check and drug screening prior to on-boarding.
Additionally, employment, education or other verification may be required as it relates to the position.
This will be discussed at the time an offer is presented and cannot be completed without your consent.
LoanCare remains in legal compliance with all client, local and federal requirements.
Are you an experienced Customer Service or Collections professional motivated to leverage a customer centric approach to assist home owners in a highly visible position? LoanCare, one of the leading national providers of full service subservicing and interim subservicing in the mortgage industry, seeks an individual with a history of progressive experience delivering service that exceeds expectations in a growing and inspiring industry.
The ideal candidate will be a dynamic individual who rigorously advances our mission while consistently delivering exceptional service.
If you possess presence and confidence in your ability to promote our core values of entrepreneurship and empowerment, now is the time to join our team and become a part of something big.
*A DAY IN THE LIFE* _*In this role, you will…*_ * Offer solutions to customers who are delinquent on their mortgage loan * Establish communication with an authorized party * Use an advanced telephony system * Make decisions to resolve the customer’s home loan concerns * Gather critical data and enter on a servicing platform * Promote the customer experience *WHO YOU ARE* _*You possess …*_ * The ability to demonstrate exceptional listening skills, while displaying professionalism and empathy for our customer's individual needs and situations * A welcoming and friendly phone presence * An ownership approach to every situation * An ability to utilize the resources at hand to resolve the customer’s home loan concerns * The analytical ability to match the appropriate solution to the customer’s hardship * A proficiency in short hand to memorialize customer conversations on the servicing platform * A desire to educate the customer on ways to self-serve * The willingness to perform at the highest standard *WHO WE ARE* _*About us …*_ LoanCare, a ServiceLink company, is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991.
At the present time, LoanCare subservices over 1 million loans in 50 states.
LoanCare has a seasoned loan servicing team with senior managers averaging nearly 30 years of experience in the mortgage and financial services industry.
LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.
Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation.
*A DAY IN THE LIFE* _*In this role, you will…*_ * Offer solutions to customers who are delinquent on their mortgage loan * Establish communication with an authorized party * Use an advanced telephony system * Make decisions to resolve the customer’s home loan concerns * Gather critical data and enter on a servicing platform * Promote the customer experience *WHO YOU ARE* _*You possess …*_ * The ability to demonstrate exceptional listening skills, while displaying professionalism and empathy for our customer's individual needs and situations * A welcoming and friendly phone presence * An ownership approach to every situation * An ability to utilize the resources at hand to resolve the customer’s home loan concerns * The analytical ability to match the appropriate solution to the customer’s hardship * A proficiency in short hand to memorialize customer conversations on the servicing platform * A desire to educate the customer on ways to self-serve * The willingness to perform at the highest standard *WHO WE ARE* _*About us …*_ LoanCare, a ServiceLink company, is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991.
At the present time, LoanCare subservices over 1 million loans in 50 states.
LoanCare has a seasoned loan servicing team with senior managers averaging nearly 30 years of experience in the mortgage and financial services industry.
LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.
Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation.
Responsibilities: * Engage in inbound and outbound customer communication within a call center environment * Process payments and evaluate accounts for customers up to 60 days delinquent * Perform financial interviews to offer solutions and opportunities for the customer to avoid serious delinquency * Update the system of record with information received from each customer interaction * Perform all duties in accordance with company policies, procedures, and state and federal laws * All other duties as assigned Qualifications: * High School Diploma or equivalent required * Minimum of one year of customer contact experience, collections, loss mitigation or other mortgage related experience * Strong PC and typing skills * Proficient in basic mathematics * Capability to learn company policies, procedures, and state and federal laws * Excellent analytical, communication, and negotiating skills * Ability to work well on a team, within a structured environment * Aptitude to use a telephony system *WORK CONDITIONS* Working conditions are normal for an office environment.
Ability to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance.
Over time required as necessary.
Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation.
*ESSENTIAL FUNCTIONS* *Critical Thinking *— Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
*Reading Comprehension *— Understanding written sentences and paragraphs in work related documents.
*English Language *— Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
*Speaking *— Talking to others to convey information effectively.
*Active Learning *— Understanding the implications of new information for both current and future problem-solving and decision-making.
*Active Listening *— Giving full attention to what other people is saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
*Instructing *— Teaching others how to do something.
*Judgment and Decision Making *— Considering the relative costs and benefits of potential actions to choose the most appropriate one.
*Time Management *— Managing one's own time and the time of others.
*Writing *— Communicating effectively in writing as appropriate for the needs of the audience.
*Complex Problem Solving — *Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
*Deductive Reasoning — *The ability to apply general rules to specific problems to produce answers that make sense.
*Problem Sensitivity — *The ability to tell when something is wrong or is likely to go wrong.
It does not involve solving the problem, only recognizing there is a problem.
*Written Comprehension — *The ability to read and understand information and ideas presented in writing.
*Inductive Reasoning — *The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
*Information Ordering *— The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.
g.
, patterns of numbers, letters, words, pictures, mathematical operations).
*Near Vision — *The ability to see details at close range (within a few feet of the observer).
*Oral Comprehension — *The ability to listen to and understand information and ideas presented through spoken words and sentences.
*Oral Expression — *The ability to communicate information and ideas in speaking so others will understand.
*Speech Recognition — *The ability to identify and understand the speech of another person.
*Speech Clarity — *The ability to speak clearly so others can understand you.
*PHYSICAL DEMANDS* *Sitting up to 95% of time* *Walking up to 5% of time* *Occasional standing, stooping, kneeling, crouching and reaching* *EQUAL EMPLOYMENT OPPORTUNITY* LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.
Job Type: Full-time Pay: From $17.
00 per hour Work Location: In person